Risk Disclosure Statement

1. General Investment Risks

All investments carry inherent risks, and you may lose some or all of your invested capital. The value of investments can fluctuate, and past performance is not indicative of future results.

Before investing, you should carefully consider your financial situation, investment objectives, risk tolerance, and investment time horizon.

2. Market Risk

Market risk refers to the possibility that the value of your investments will decline due to changes in market conditions, including:

• Economic Factors: Recessions, inflation, interest rate changes, and unemployment rates
• Political Events: Elections, policy changes, geopolitical tensions, and regulatory reforms
• Market Sentiment: Investor confidence, speculation, and market psychology
• Global Events: Pandemics, natural disasters, and international conflicts

Market conditions can change rapidly and unpredictably, potentially resulting in significant losses.

3. Liquidity Risk

Liquidity risk is the risk that you may not be able to sell or withdraw your investment when desired or at a fair price. Factors affecting liquidity include:

• Lock-up periods specified in your investment plan
• Market conditions and trading volumes
• Early withdrawal penalties and fees
• Minimum holding periods for certain investment products

You should only invest funds that you can afford to have locked up for the duration of your investment plan.

4. Credit Risk

Credit risk is the risk that a borrower or counterparty will fail to meet their financial obligations. This can result in delayed payments, reduced returns, or complete loss of principal. Credit risk is particularly relevant for fixed-income investments and debt instruments.

5. Interest Rate Risk

Changes in interest rates can significantly impact investment values, particularly for fixed-income securities:

• Rising interest rates typically decrease the value of existing bonds
• Falling interest rates may reduce returns on new investments
• Interest rate changes affect borrowing costs and economic growth

6. Currency Risk

If your investments involve foreign currencies or international assets, exchange rate fluctuations can affect your returns. Currency values can be volatile and influenced by economic policies, trade balances, and geopolitical events.

7. Inflation Risk

Inflation risk is the possibility that the purchasing power of your investment returns will be eroded by rising prices. If your investment returns do not exceed the inflation rate, you may experience a real loss in purchasing power even if your nominal returns are positive.

8. Concentration Risk

Concentration risk arises when your investments are not adequately diversified:

• Over-exposure to a single asset class, sector, or geographic region
• Heavy reliance on a small number of investments
• Lack of diversification across different risk profiles

Proper diversification can help mitigate but not eliminate investment risk.

9. Operational and Technology Risks

Our platform and services are subject to operational and technology risks, including:

• System Failures: Technical malfunctions, outages, or disruptions
• Cybersecurity: Hacking, data breaches, and unauthorized access
• Processing Errors: Mistakes in transaction processing or record-keeping
• Third-Party Dependencies: Reliance on external service providers

While we implement robust security measures, no system is completely immune to these risks.

10. Regulatory and Legal Risks

Changes in laws, regulations, or tax policies can affect your investments:

• New regulations may restrict certain investment activities
• Tax law changes can impact after-tax returns
• Regulatory actions may affect market conditions
• Legal disputes may arise regarding investment terms or performance

11. Performance Projections

Expected returns and performance projections provided by MitomCash are:

• Based on historical data, market analysis, and assumptions
• Not guarantees of future performance
• Subject to change based on market conditions
• May not reflect actual results you will experience

Actual returns may be significantly higher or lower than projected returns.

12. Suitability and Investment Advice

Unless explicitly stated otherwise, MitomCash does not provide personalized investment advice. You are responsible for:

• Determining whether an investment is suitable for your circumstances
• Understanding the terms, risks, and potential returns of each investment
• Seeking independent financial, legal, or tax advice as needed
• Making your own investment decisions

13. No Guarantee of Returns

14. Acknowledgment

By using our services, you acknowledge that:

• You have read and understood this Risk Disclosure Statement
• You understand the risks associated with investing
• You accept full responsibility for your investment decisions
• You have the financial capacity to bear potential losses
• You have sought independent advice if needed

15. Questions and Additional Information

If you have questions about the risks associated with any investment or need clarification on any aspect of this disclosure, please contact us before proceeding: